Ever wondered how insurers work out the cost of your life insurance? There are many factors that can impact the premium you pay, but there are 4 factors, in particular, you need to be aware of. Your personal risks Dangerous occupations can attract a higher base rate for your insurance, even before any loadings are … Continued

Your Policy Schedule shows you the amount of money you’d be eligible to receive if you make a claim. But what it doesn’t show you is the extra support that may be available to you at claim time. For example, some policies offer additional benefits and services that you may be able to access, which … Continued

People who receive expert advice when taking out insurance are more likely to receive payment when they lodge a claim.