There is no crystal ball when it comes to property. No one can tell you with certainty whether prices will rise, fall, or plateau in the months ahead. Yet the question persists: is now the right time to buy?It is one of the most common questions we hear from clients across all stages of life, … Continued
The Federal Government has announced significant changes to its previously stalled superannuation tax increase plan. After extensive feedback and industry concerns, the revised proposal is designed to better target high-balance superannuation accounts and ensure fairness across the system.What Has Changed?p]:pt-0 [&>p]:mb-2 [&>p]:my-0″>No Tax on Unrealised Gains:Unlike earlier proposals, the government has removed tax on unrealised … Continued
For many families, one of the biggest long-term financial goals is providing children with a quality education. Whether your goal is to cover school fees, university tuition, or even extracurricular programs, the costs can quickly add up. Studies show that education expenses rise year after year, and waiting until the last minute can leave parents … Continued
How U.S. Tariffs Could Influence Australia’s Property Investment LandscapeThe introduction of a new 25% tariff on steel and 10% on aluminum imports into the USA has raised concerns about ripple effects on Australia’s property market, particularly for investors. However, while there are challenges to consider, investors may also find opportunities in a shifting economic landscape. Australia’s … Continued
Thinking about making changes to a loved one’s accommodation can be emotional, particularly when it relates to a loss of independence or mobility. Where circumstances are appropriate, a granny flat right may provide much-needed support and care for an elderly family member. This arrangement is often used by older people to secure housing while maintaining … Continued
Bank Hybrids Face Phase-Out Under APRA Decision What used to be a reliable source of income for investors will no longer be an option due to the Australian Prudential Regulation Authority (APRA) deeming them not risky enough. As a result, they have called time on bank hybrids. The Origins of Bank Hybrids Bank hybrids were … Continued
Wanting to pay off your home loan quicker? Debt Recycling might be a new way to reduce the amount you owe while building up long-term wealth. The process is straight forward: you take the equity that you have in your property (which is the difference between the value of your home and how much you … Continued
Simple Shifts to Help Your Kids Build Healthy Money HabitsSet a good example for your children with just a few simple changes As a parent, you try to ensure your children have the skills to make smart financial decisions. For example, you tell them about the importance of saving or the power of compound interest. … Continued
Teaching Kids Money Smarts Starts at Home A few healthy habits could set your children up for a more financially secure future. Research shows that parents’ actions affect their children’s behaviour and the effects can last into adulthood.[1] This puts the onus on parents to help their children develop the skills and behaviours to make … Continued