Modern bank building with sunrise

Bank Hybrids to be phased out to ensure financial stability

Bank Hybrids Face Phase-Out Under APRA Decision What used to be a reliable source of income for investors will no longer be an option due to the Australian Prudential Regulation Authority (APRA) deeming them not risky enough. As a result, they have called time on bank hybrids. The Origins of Bank Hybrids Bank hybrids were … Continued

Couple in new home holding keys, debt recycling concept.

What is Debt Recycling?

Wanting to pay off your home loan quicker? Debt Recycling might be a new way to reduce the amount you owe while building up long-term wealth. The process is straight forward: you take the equity that you have in your property (which is the difference between the value of your home and how much you … Continued

Family saving money in a piggy bank.

Four Ways to Teach Children Healthy Money Habits

Set a good example for your children with just a few simple changes As a parent, you try to ensure your children have the skills to make smart financial decisions. For example, you tell them about the importance of saving or the power of compound interest. But did you know that you could be sending … Continued

Child Behind Balloons

Helping Your Children Form Healthy Money Habits

A few healthy habits could set your children up for a more financially secure future. Research shows that parents’ actions affect their children’s behaviour and the effects can last into adulthood.[1] This puts the onus on parents to help their children develop the skills and behaviours to make smart financial decisions – from learning about … Continued