Are You Approaching Retirement? Chances are the funding of your lifestyle in retirement may be on your mind. It’s important to take steps now to avoid getting caught short on retirement income and live the retirement lifestyle you want. The qualifying age is increasing by six months every two years until it reaches 67 in … Continued
4 Key Factors That Influence Your Life Insurance Premium Ever wondered how insurers work out the cost of your life insurance?There are many factors that can impact the premium you pay, but there are 4 factors, in particular, you need to be aware of. Your Personal Risks Dangerous occupations can attract a higher base rate … Continued
Understanding the Importance of Superannuation for Your Retirement As Financial Advisers we talk about superannuation a lot. So much so that it probably becomes a fuzzy word people don’t even hear anymore. And the younger you are, the less interested you probably are. But superannuation is super important. It is likely to be the biggest … Continued
Smart, Simple Ways to Make Family Finances Easier Take the pain out of managing your family’s finances with some simple tips every family can use Taking care of household finances can be time consuming and boring – and often people don’t know where to start. Your local library may have some good resources if you … Continued
Simple Shifts to Help Your Kids Build Healthy Money HabitsSet a good example for your children with just a few simple changes As a parent, you try to ensure your children have the skills to make smart financial decisions. For example, you tell them about the importance of saving or the power of compound interest. … Continued
Your Policy Schedule shows you the amount of money you’d be eligible to receive if you make a claim. But what it doesn’t show you is the extra support that may be available to you at claim time. For example, some policies offer additional benefits and services that you may be able to access, which … Continued
People who receive expert advice when taking out insurance are more likely to receive payment when they lodge a claim.
Save First, Spend Later One of the world’s most admired investors, Warren Buffett, is famous for saying “Don’t save what is left after spending; spend what is left after saving.” While this approach may not always be possible, investing even just a small amount regularly can make a big difference over the long term. If … Continued
The Rising Cost of Living: What It Means for Households The cost of goods and services will always be on the rise. The increasing cost of goods and services is a reality most Australians have to deal with. Data from the Australian Bureau of Statistics shows that living expenses for employee households were up by … Continued
Teaching Kids Money Smarts Starts at Home A few healthy habits could set your children up for a more financially secure future. Research shows that parents’ actions affect their children’s behaviour and the effects can last into adulthood.[1] This puts the onus on parents to help their children develop the skills and behaviours to make … Continued